Credits and Loans

Have you ever had the feeling that you were just running in place on the great hamster wheel of life? -MoneySmart
Many Singaporeans assume that people who have trouble saving on a monthly basis are low-income earners. -MoneySmart
According to statistics from the Monetary Authority of Singapore, there are 8,001,210 main credit cards and 1,476,024 supplementary cards circulating in Singapore at the end of February 2016. -
How many credit card holders in Singapore carry a debt? Well, data from the Singapore Credit Bureau revealed that 1 out of 5 credit card users in Singapore in 2014 only paid the minimum sum on their credit cards.
A bit of advance planning can save us some money during this Chinese New Year -MoneySmart
4 ways Chinese New Year cost us unreasonable amounts of money. -MoneySmart
Singapore uses what is known as a progressive income tax rate. That means that those who earn more, get taxed a higher percentage of their income. -MoneySmart
If you've had trouble paying your bills, you might be the recipient of unwanted attention from a debt collector. -MoneySmart
Given the expectation of low interest rate in the near future, many homes are purchased with floating-rate mortgage debt. -ST
Due to MAS cooling measures, home loan rejections are on the rise. So be prepared, but not discouraged if you get one. -MoneySmart