Personal Finance

Investment and Savings

3 important basics that Singaporeans need when they plan for retirement

Ask Singaporeans what's the number one thing they need for retirement, and the obvious answer will be money. -MoneySmart

Best shopping discount cards to get in Singapore

Shopping discount cards are quite common in Singapore, where one of the national pastimes is shopping, at least for the ladies. -

3 things to take note of when investing in gold

All that glitters is not (necessarily) gold. -Dollars and Sense

Angelababy and other celebrities jump into private equity

Celebrities joining venture capital investments and startups has become a very significant trend in the fast-growing private equity market in China over the past 12 months. - China Daily/ Asia News Network

Credits and Loans

4 reasons banks reject credit card applications

According to statistics from the Monetary Authority of Singapore, there are 8,001,210 main credit cards and 1,476,024 supplementary cards circulating in Singapore at the end of February 2016. -

4 basic things to know about credit card debt

How many credit card holders in Singapore carry a debt? Well, data from the Singapore Credit Bureau revealed that 1 out of 5 credit card users in Singapore in 2014 only paid the minimum sum on their credit cards.

4 unavoidable costs Singaporeans incur during Chinese New Year

A bit of advance planning can save us some money during this Chinese New Year -MoneySmart

4 things Singaporeans waste money on during Chinese New Year

4 ways Chinese New Year cost us unreasonable amounts of money. -MoneySmart


Should I get an Integrated Shield Plan for my elderly mother?

Recently we received a question from a user about buying an Integrated Shield Plan (IP) for his mother. -

3 types of insurance policies Singaporeans should consider

There are certain types of private insurance that are highly advisable no matter what you do in life. - MoneySmart

What can you do about the ever-increasing Medishield premiums

With the ever-increasing premium, some may start making use of our private medical insurance rationalizing that we have "already paid for it".

Is it too late if your aging parents don't have health insurance?

Premiums for health insurance or Integrated Shield Plans will rise with age regardless of when you take out the policy, so it doesn't really matter when you apply for one. -MoneySmart

Investor Profiles

Making good with cashback formula

ShopBack chief Henry Chan says his start-up dream is his riskiest and safest investment. -ST

Young Singaporean CEO turns father's shoe business into a global brand

Elizabeth Tan joined Heatwave Shoes, a ladies footwear business founded by her father, in 2008, but soon set her sights on building a global brand. -CNBC

Being his own boss - that's the way he likes it

Freddie Chan is the owner of four businesses with total sales of $20 million last year. -ST

Renovation boss wishes he'd started even earlier

The founder of One Stop Builders (OSB) believes strongly in pursuing a career only in something that one is passionate about, and also the old adage that the early bird gets the worm. - BT