Personal Finance

Investment and Savings

$800 a month: that's how much the young save

CPF Starter app crowdsources financial data and gives useful tips. -BT

How to save money when studying abroad

A little legwork now can help mitigate the costs for students studying abroad this fall. -CNBC

5 things you should be thinking about for a good retirement

Here are 5 conversations about retirement that Singaporeans should be having. -MoneySmart

Smart financial planning beyond 50

With retirement looming and less room for making investment mistakes, The Sunday Times looks at eight issues to consider when planning for the golden years. -ST

Credits and Loans

The impact of housing credit on personal bankruptcy

Given the expectation of low interest rate in the near future, many homes are purchased with floating-rate mortgage debt. -ST

3 reasons why banks are rejecting your home loan

Due to MAS cooling measures, home loan rejections are on the rise. So be prepared, but not discouraged if you get one. -MoneySmart

5 things to watch out for before you splurge online in foreign currencies

Before you get ready to splurge on the next Amazon or Zalora sale, do keep in mind these 5 points. -MoneySmart

5 things to watch out for before you splurge online in foreign currencies

Before you get ready to splurge on the next Amazon or Zalora sale, do keep in mind these 5 points. -MoneySmart

Insurance

Don't make these basic financial mistakes. I did.

Read the fine print on health insurance policies - failing to do so or not keeping up with changes can hurt your pocket. -ST

Term life insurance figure out what coverage you need

One of the most popular life insurance options among Singaporeans today is the term life policy. That's because term life insurance offers more flexibility and much lower premiums than whole life policies. -MoneySmart

Here's what you need to know before using the compareFIRST insurance platform

If you've ever been in a situation where you've not understood a word your financial advisor is saying when they're explaining different policy details to you (myself included), this online portal might help. -MoneySmart

Picking life insurance plans easier with portal

Consumers can compare products and make direct purchase. -ST

Investor Profiles

Entrepreneur 'needs wife's approval' for big purchases

Couple reins in spending by making sure one spouse seeks the other's nod before buying items worth over $500. -ST

Student does his homework to invest

Accountancy student Loh Yuan Bin began investing in stocks last year and with discipline, has built up a four-digit portfolio with 6 to 8 per cent return a year. -ST

Angel investor was school dropout

Mr Deepak Gurnani quit school at 14 to work to clear his family's debts. From a loan of 500 rupees, he started his first business in his teens. -ST

Want investment success? Work for it

He was an engineer for five years after graduation before leaving for a statutory board. -ST