Personal Finance

Investment and Savings

4 reasons you must invest, especially if you're lazy

If you're like most regular people who value financial security, freedom and independence, then investing is vitally important to you achieving your financial goals. - The Fifth Person

What young Singaporeans need to know to start planning for retirement

Many Singaporeans would like to retire as soon as possible while maintaining their standard of living but how much retirement income is enough. -MoneySmart

Why cheapskates will never get rich

Being a cheapskate won't give you financial security. -The Fifth Person

What Pokemon Go can teach about investing

Underneath the cute demeanour of the Pokemon and overall fun factor of the game, there are actually some lessons that can be gathered about investing principles. -Dollars and Sense

Credits and Loans

4 reasons banks reject credit card applications

According to statistics from the Monetary Authority of Singapore, there are 8,001,210 main credit cards and 1,476,024 supplementary cards circulating in Singapore at the end of February 2016. -

4 basic things to know about credit card debt

How many credit card holders in Singapore carry a debt? Well, data from the Singapore Credit Bureau revealed that 1 out of 5 credit card users in Singapore in 2014 only paid the minimum sum on their credit cards.

4 unavoidable costs Singaporeans incur during Chinese New Year

A bit of advance planning can save us some money during this Chinese New Year -MoneySmart

4 things Singaporeans waste money on during Chinese New Year

4 ways Chinese New Year cost us unreasonable amounts of money. -MoneySmart


Should I get an Integrated Shield Plan for my elderly mother?

Recently we received a question from a user about buying an Integrated Shield Plan (IP) for his mother. -

3 types of insurance policies Singaporeans should consider

There are certain types of private insurance that are highly advisable no matter what you do in life. - MoneySmart

What can you do about the ever-increasing Medishield premiums

With the ever-increasing premium, some may start making use of our private medical insurance rationalizing that we have "already paid for it".

Is it too late if your aging parents don't have health insurance?

Premiums for health insurance or Integrated Shield Plans will rise with age regardless of when you take out the policy, so it doesn't really matter when you apply for one. -MoneySmart

Investor Profiles

Hitting the sweet spot for change and tradition

It is hard to have staying power in the food and beverage (F&B) scene, given the way Singaporeans chase the latest trends in dining out, but Cheng Yew Heng has defied the odds, producing traditional rock sugar for almost seven decades. -ST

Stint at marine firm charts his course in life

SMU student's 2-month stint in Dubai after NS turns into a year-long job, laying the ground for his business ventures. -ST

Making good with cashback formula

ShopBack chief Henry Chan says his start-up dream is his riskiest and safest investment. -ST