Personal Finance

Latest News

Investment and Savings

Investing vs Speculating: Do you really know what you're doing?

Here we look at what you need to know to make sure you're not flushing your hard-earned savings down the drain. -MoneySmart

The 4 biggest pitfalls of opening a joint account with your spouse

While the administrative convenience of joint accounts is clear-no more splitting bills down the middle, here are things to note before setting up one. -MoneySmart

Cashback credit cards - how they actually work and what you need to know

A cashback credit card is basically one that earns you cash rebates whenever you use it. -MoneySmart

3 alternative retirement models Singaporeans should consider

Here are some alternative retirement models that you might want to consider. -MoneySmart

Credits and Loans

5 things to watch out for before you splurge online in foreign currencies

Before you get ready to splurge on the next Amazon or Zalora sale, do keep in mind these 5 points. -MoneySmart

5 things to watch out for before you splurge online in foreign currencies

Before you get ready to splurge on the next Amazon or Zalora sale, do keep in mind these 5 points. -MoneySmart

5 common reasons why Singaporeans take personal loans

Here are 5 common reasons Singaporeans apply for personal loans. -MoneySmart

The OCBC 360 account is now better than ever - or is it?

OCBC announced that not only can you earn at a higher interest rate than before, you might actually be able to earn more interest because the account balance cap has now been increased. -MoneySmart

Insurance

Term life insurance figure out what coverage you need

One of the most popular life insurance options among Singaporeans today is the term life policy. That's because term life insurance offers more flexibility and much lower premiums than whole life policies. -MoneySmart

Here's what you need to know before using the compareFIRST insurance platform

If you've ever been in a situation where you've not understood a word your financial advisor is saying when they're explaining different policy details to you (myself included), this online portal might help. -MoneySmart

Picking life insurance plans easier with portal

Consumers can compare products and make direct purchase. -ST

Insurance to be even more accessible soon

Consumers can compare products, bypass agents for basic policies. -ST

Investor Profiles

In the business of teaching kids about money

Growing up in poverty made financial practitioner appreciate value of money. -ST

Desperation led to inspiration

A $70,000 debt drove Welson Ang to start a printing firm; he now has a cafe chain too. -ST

'I made a lot of textbook mistakes'

Student Ronald Sim made some classic errors when he started investing, like selling in a panic or buying on a tip. -BT

Taking the right steps for business

Dance school founder Felix Huang believes that profits will come if you do things right. -ST