Personal Finance

Investment and Savings

Retiring right...and picking a plan that fits you

Decide on your retirement lifestyle first to have an idea of how much you need to spend your sunset years purposefully. -ST

Working out how to put kids through varsity

Post-Secondary Education Account can be a big help, but don’t bank on it as sole solution. -ST

4 changes that may encourage Singaporeans to be more entrepreneurial

Here are four things that might actually go some way towards convincing the brightest Singaporeans to pick entrepreneurship. - MoneySmart

Credits and Loans

4 basic things to know about credit card debt

How many credit card holders in Singapore carry a debt? Well, data from the Singapore Credit Bureau revealed that 1 out of 5 credit card users in Singapore in 2014 only paid the minimum sum on their credit cards. -Get.com

4 unavoidable costs Singaporeans incur during Chinese New Year

A bit of advance planning can save us some money during this Chinese New Year -MoneySmart

4 things Singaporeans waste money on during Chinese New Year

4 ways Chinese New Year cost us unreasonable amounts of money. -MoneySmart

Is income tax in Singapore really high?

Singapore uses what is known as a progressive income tax rate. That means that those who earn more, get taxed a higher percentage of their income. -MoneySmart

Insurance

What can you do about the ever-increasing Medishield premiums

With the ever-increasing premium, some may start making use of our private medical insurance rationalizing that we have "already paid for it". -Consultwho.sg

Is it too late if your aging parents don't have health insurance?

Premiums for health insurance or Integrated Shield Plans will rise with age regardless of when you take out the policy, so it doesn't really matter when you apply for one. -MoneySmart

Website for unclaimed life insurance back online a day after crash

LIA said the site had crashed due to "overwhelming response". -AsiaOne

Don't make these basic financial mistakes. I did.

Read the fine print on health insurance policies - failing to do so or not keeping up with changes can hurt your pocket. -ST

Investor Profiles

Failing maths paper turns out to be a good thing

Insurance veteran missed out on overseas scholarship, but found love and has time for church work. -ST

Job in stock market is remisier's dream come true

Mr Lim started his career at GIC's private equity arm. -ST

Top 10 youngest billionaires in China

A total of 28 are from the technology industry, a sector that dominates the ranking. -China Daily

Student, 21, manages entire family's investment portfolio of $100,000

Just two years after Mr Ong Zi Hao started investing, several of his family members trusted him enough to manage a stock investment portfolio worth $100,000 for them. -ST