With results that reflect the current economic crisis, AsiaOne readers voted the POSB Everyday card their top credit card.

The card topped the list as it gives cash rebates for practically everything you spend on. From utilities to groceries, phone cable and broadband bills, to dining and shopping. Charge your petrol bill and you'll get cash rebates too.

Practicality rules the day. Credit card prestige was shelved in favour of rewards that will benefit the most. And it seems being able to spend the cash rebates to pay for everyday spending is just too good a deal to refuse. To top it off, it offers discounts and privileges to at over 400 outlets throught the island.

Similarly, our first runner up also offers enticing rewards. The UOB Lady's card gives users Smart$ that can be used to offset future purchases. But aside from this, ladies get special treatment with exclusive offers for essentials like female wellness programmes, beauty and fashion. And for Singaporeans who love eating out, discounts at over 700 restaurants was a surefire draw.

Coming in at third is the The American Express® Singapore Airlines PPS Club Platinum Credit Card. While this card does not offer the same cash rebates that the first two does, it does have something that might be equally appealing to travel-happy Singaporeans. Using this card, every dollar spent from any purchase is converted to one KrisFlyer mile. Spending money doubles up as saving money for an air ticket for your dream holiday.

So when it comes to credit cards, take your cue from AsiaOne readers and check out their favourite cards. Who knows, you might just end up saving $$$ while spending too!