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Er, what is earnings per share?

Lorna Tan explains the term and what it means to your investments. -ST - The Straits Times

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Investments And Savings

Credit And Loans

Insurance


>> INVESTMENTS AND SAVINGS

		Er, what is earnings per share? Lorna Tan explains the term and what it means to your investments. -ST

		Er, what are small-cap stocks? Lorna Tan explains the investing term and how it relates to stocks. -ST

		Lifestyle tips for financial success Financial problems can be managed through prudence, common sense, realistic goal setting and planning.

		Huh, what is averaging down? Learn more about the basics of investing.

		Er, what is a technical analysis? Lorna Tan explains what the term means, and how investors use it to predict market trends. -ST

		Getting the most out of an AGM A little homework can make attending an annual general meeting a fruitful experience. -ST

		How to read an annual report Two guides produced by the Singapore Exchange help investors make sense of figures and jargon. -ST


>> CREDIT AND LOANS

		Treat credit cards like cash You can still be liable for unauthorised transactions despite banks' new move to restrict liability to $100.

		10 things to note when shopping for a home loan Deals offering the lowest interest rates may not always be the best, say experts. -ST

		Don't let your home loan haunt you In picking a mortgage package, factors such as interest rates and lock-in period matter. -ST

		Making sense of housing loans Can't tell your Sibors from your SORs? Get a quick primer here. -BT

		What being bankrupt means Debtor becomes insolvent and his status as a bankrupt becomes public information. -ST

		New scheme is turning out to be a lifesaver Fewer bankruptcy applications since start of plan to help people repay troublesome debts. -ST

		Swiping in with the best rebates are... Check this out for a handy credit card comparison chart.


>> INSURANCE

		Four insurance plans are all you need For total protection, get death cover, medical cover, critical illness cover and disability cover.

		Insufficient savings? No wonder with poor insurance returns Consumers should be given a fair deal, says reader. -ST

		Er, what is surrender value? Lorna Tan explains what the term means and what it means to your insurance policy. -ST

		Er, what's a terminal bonus? Lorna Tan explains what a terminal bonus is and what it means to your insurance policy. -ST

		Financing your overseas home Credit crunch means it's critical to research loan options before making commitment. -ST

		Pay now, reap the benefits in old age Higher health insurance premiums when young can lower cost for seniors.

		FAQ: Critical illness plans Some commonly asked questions about the critical illness cover. -ST

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