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What to consider when choosing a mortgage?
Here are some tip from Stanchart. -ST - The Straits Times
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Courts undercuts cards to offer credit
Courts offers to give selected customers the amount of the purchases back in cash. 		HSBC unveils mortgage plan that promises interest savings
In its new scheme, interest rate charged on top of benchmark rate drops each year.
Undergrads face study loan debts too
Some do not understand the full consequences of unsecured credit loans as well as the burden of a study loan. -ST 		What it means to be trapped in bankruptcy
Many are unaware that it comes with several restrictions on one's personal freedom and that it has long-term consequences.
Man in debt started drinking, gambling after break-up with girlfriend
He indulged in heavy gambling and drinking, accumulating debts of tens of thousands. -ST 		She borrowed $50,000 from parents to fund her shopping
Drawing a $20,000 monthly salary led to a downward spiral for this woman who could not control her spending. -ST
Under 30, employed and deep in debt
Young adults are not just facing credit woes - more of them are also becoming bankrupt at earlier ages. -ST 		Many still not aware of housing finance limits
Many not aware of 100% Available Housing Withdrawal Limit (AHWL).
Men more likely to miss credit card payments
They also have more than double the average overdue balance compared to women. 		More young adults, divorcees missing credit card payments
Many are alo paying only part of the sum owing and carrying over the rest. -ST
Some services may keep credit record
Names of bankrupts maintained in IPTO online search service. 		Picking the best home loan package
Be aware of your financial needs and risk appetite while weighing home loan packages.
Banks can address card surcharge
Consumers can exercise their rights by not patronising businesses which do not absorb transaction charges. 		What is SIBOR
It stands for the Singapore Interbank Offered Rate. Find out more what it is and how it is important to you.
How people choose credit cards
Cards are no longer just an alternative to cash; they also reflect the cost perception, consumption and self-image culture of a society. 		All you wanted to know about GST...
Love it or loathe it, the Goods and Services Tax is very much part of the Singapore taxation system.
It does not pay to settle credit-card bills on time
Companies may take back the cards of those who don?t generate delayed-payment interest. 		Inflation
What you can do about inflation.
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