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Create investment plans to take care of your workers' life after retirement - The Nation, ANN
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>> INVESTMENT AND SAVINGS
Educate employees about savings
Create investment plans to take care of your workers' life after retirement
Not time to retire but he's well set up
He was fortunate to learn the importance of retirement planning at an early age. -ST
  Default CPF plan sets appropriate standard: Chee Hean
CPF Life set the payout age of 80 as the default plan for retirees.
  About half of affluent in S'pore not ready for retirement
Nearly half of comfortably well off S'pore residents have yet to start saving for their retirement.
  Trustee should distribute sale proceeds according to terms
Under the law, whatever the trustee does, he has to ensure that everything is done for the benefit of the beneficiary and according to the terms of the trust.
  Start early, and time is on your side
You need not be a whiz to save enough to retire; just start early and let your money compound.
  Don't worry lady, RETIRE HAPPY
Tips to ensure that your retirement years are really your golden years.
>> CREDIT AND LOAN
  Flat sale may not help speed up bankruptcy discharge
Factors such as the person's age, the cause of bankruptcy and the value of his assets compared against that of his liabilities also count. -ST
  Before you refinance your home loan
The current downward trend in home loan rates provides a compelling reason for home owners to review their mortgage packages. Lorna Tan looks at five things to consider when refinancing your home loan.
  Common questions on reverse mortgages
More about the financial schemes that allow customers to borrow against the value of their property
>> INSURANCE
  STEADY INCOME for life
More details on HDB Lease BuyBack Scheme released yesterday. It will help 25,000 needy households.
  CPF annuities scheme will offer members 12 options
Once they turn 55, Singaporeans can choose from one of 12 annuity plans available to them under a new scheme.
  Will splitting funds between 2 annuities lower risk?
Actually, the main risk of putting all your retirement funds into annuities is inflation risk.
  Getting more out of your ElderShield
Since August, Aviva, Great Eastern and NTUC Income have introduced optional supplementary plans to enhance the basic disability insurance, ElderShield.
  Working out the cost of retirement
A Prudential website helps you calculate the amount you will need.
  Scheme compulsory but with room for choice
Ng Eng Hen promises that it will be flexible to fit differing needs.
  Two pensions, an annuity, and CPF for his retirement
Manulife Singapore chief ensures he will not outlive his savings with staggered income stream.
 
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