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Great time to refinance home loans
Interest rates are expected to remain low next year, given a possible further inflow of funds. - The Business Times
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Focus on the role of credit in gambling problems
Very often, family members get into debt themselves in an effort to save the gambler.
Rule of 78 - what's this about?
The Rule of 78 is a method of allocating a loan's interest and principal.
You can take a cash-out loan from your home
As a mortgage war breaks out among Singapore banks, homebuyers have emerged the clear winners.
Don't overpay for your home loan
With over a hundred home loan packages available in Singapore, let's find out how to pick the right one.
'I never thought it would end up so badly'
The debts began to pile up soon after her husband lost his job at a pub six years ago.
'I thought I could just spend. I did not think about the future'
Drawing a comfortable salary, Mr Lim (not his real name), who is in his 40s, never dreamt he would become bankrupt.
He never falls back on credit
That's why insurance claims specialist Nehemiah Neo sleeps soundly - he's debt-free, his homes are all paid up.
Trapped by lure of the high life
MPs seeing significant number of debt-ridden S'poreans who spend beyond their means.
Going to Orchard Road A LUXURY for Bedok family
We find out how a 4-room flat family survive on an average monthly income of $750.
No choice
Incomes are increasing, but not always fast enough to make up for the rising cost of living. We find out how a 3-room flat family copes.
Recession? How bad can it get?
No matter what, it won't be like these scenarios.
Expats here are feeling the pinch too
One said her family might leave Singapore if rent hits $5,000.
How one family copes
Mother of five scrimps and saves on food, household necessities and even electricity to stretch family dollar.
We can barely stay afloat, say low-income folk
Some MPs and social workers say pleas for financial aid from poorer residents are growing louder and more frequent with the rising cost of living.
More money for needy to cope with rising costs
From young couples who could not afford flats to wanting goods and services tax on essential items removed were among the concerns raised in a recent dialogue.
Jaws of debt
More than 130 have taken part in weekly sessions since 2005 to lend support to one another and work out repayment plans to keep the Ah Longs off their backs.
Interest-only loans: the pros and cons
They make sense to short-term investors and individuals who are high income earners and in high tax brackets.
Ex-banker likes chalking up good debt
If what you borrow earns you more than what you pay in interest, go for it, says financial consultant Dennis Ng.
 
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