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With little time to monitor the markets, busy doctor prefers to avoid the stress of daily stock fluctuations. - The Straits Times
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>> INVESTMENTS AND SAVINGS
  Long-term vision markedly brighter for eye doctor
With little time to monitor the markets, busy doctor prefers to avoid the stress of daily stock fluctuations.
  As prices rise, so can your returns
Investors are waking up to the reality that it is not possible to ignore the impact of inflation when calculating the returns on their investments.
  Making the best of a bad situation
2 investment chiefs suggest what to put money in for now.
  HSBC launches trade academy for clients
It focuses on providing information on trade regulations, best practices and other trade business advice.
  Property yield spreads widen but investors wary
Optimistic outlook for Asia-Pac market, says DTZ report.
  Look at the big picture to reap higher returns
If you look past economic woes, you'll find the slump in equities offers good buying opportunities.
Banking on risk-free, stable investments
When Ms Valencia Low and her husband bought their first home, they aimed to pay up the mortgage fully in five years - and they did.
>> CREDIT AND LOANS
  When 'good' debts turn 'bad', things get ugly
A loan can be a positive affair but consumers need to leverage debt to their advantage.
  Borrowers with low incomes find a lifeline
Members can also earn higher returns on savings made with this company. -ST
Focus on the role of credit in gambling problems
Very often, family members get into debt themselves in an effort to save the gambler.
  Rule of 78 - what's this about?
The Rule of 78 is a method of allocating a loan's interest and principal.
  You can take a cash-out loan from your home
As a mortgage war breaks out among Singapore banks, homebuyers have emerged the clear winners.
  Don't overpay for your home loan
With over a hundred home loan packages available in Singapore, let's find out how to pick the right one.
  'I never thought it would end up so badly'
The debts began to pile up soon after her husband lost his job at a pub six years ago.
>> INSURANCE
  It's poison to profit from death of strangers
Think twice before you buy into the repackaged life policies of the terminally ill because - ethics aside - you run into a whole slew of investment risks, including fraud. -ST
  Ex-Income chief: Bonus unresolved yet
The actual yield earned by the life insurance fund was higher than the yield used to project the bonuses at the point of sale.
NTUC Income AGM promises to be a heated affair
Expect simmering feud over bonus payouts at today's AGM. -ST
  Time to hang up on cold callers
A governmental databank of insurance customers should be in place to cut down the number of cold calls, suggested Bangkok's Office of the Insurance Commission (OIC).
  Why I became a convert to term insurance
By unbundling the protection element from the investment or savings element of insurance policies, you can use the savings from the lower premiums as surplus cash for investments.
  Problem of annuity paid on irregular dates
After four reminders and three years of still waiting, an annuity policy holder asked for more transparency from his insurance company.
  Boosting your health cover
It is only a matter of time before means testing is applied to subsidised hospital care. Let's look at what Singaporeans can do to transfer the risk of potentially higher health-care costs to insurers by considering a suitable hospitalisation plan.
 
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